Legal
Terms of Use
Her Richest Year | Effective Date: May 2026
1. Acceptance
By accessing herrichestyear.com or purchasing any product, you agree to these terms. If you do not agree, please do not use the site.
2. Who We Are
Her Richest Year is a digital wellness and personal development brand owned and operated by Perla Oki, based in Georgia, United States.
3. Our Products
Her Richest Year offers digital products including self-assessment audits and downloadable reports. All sales are final. Due to the digital nature of these products, we do not offer refunds once access has been granted. If you experience a technical issue that prevents access to your purchase, contact us at hello@herrichestyear.com and we will make it right.
4. Intellectual Property
All content on this site, including the RICHES framework, written copy, graphics, and downloadable materials, is the intellectual property of Her Richest Year. You may not reproduce, redistribute, or resell any content without written permission.
5. Not Professional Advice
Her Richest Year provides educational, self-reflective, and personal development content. Nothing on this site, in our products, in our emails, on our YouTube channel, or in any other HRY content constitutes medical, psychological, psychiatric, financial, or legal advice. Perla Oki is not a licensed therapist, counselor, psychologist, financial advisor, or legal professional. The RICHES framework, the Life Alignment Audit, the RICHES Audit, and all associated content are self-reflection tools designed to support personal awareness and intentional living. They are not clinical assessments, diagnostic instruments, or substitutes for professional care of any kind. If you are experiencing a mental health crisis, thoughts of self-harm, or any condition that requires professional attention, please reach out to a qualified mental health professional or contact a crisis support line immediately. Your wellbeing is more important than any framework, score, or resource we could offer.
6. Limitation of Liability
Her Richest Year is not liable for any indirect, incidental, or consequential damages arising from use of this site or our products. Our total liability to you will not exceed the amount you paid for the product in question.
7. Changes to These Terms
We may update these terms from time to time. Continued use of the site after changes constitutes acceptance of the updated terms.
8. Contact
Questions? hello@herrichestyear.com